CZ AMA | Refers to USDT as operating like a black box, stablecoin project in development, will BNB have new capabilities?

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CZ AMA | Refers to USDT as operating like a black box, stablecoin project in development, will BNB have new capabilities?

On July 31, Binance founder Zhao Changpeng, CZ, hosted a routine AMA on Twitter Spaces, where it seemed evident that BUSD posed a significant challenge to Binance. CZ mentioned that the current strategy is to hold as many stablecoins on the platform as possible, with another stablecoin partnership on the horizon. Additionally, he cryptically referred to Binance working on a small-scale stablecoin project.

At the start of the AMA, CZ immediately highlighted the official license obtained by their subsidiary Binance FZE in Dubai for the Minimum Viable Product (MVP), which was a refreshing development amid Binance's recent setbacks in Europe over the past few months.

Recap: Binance FZE obtains VARA MVP operational license from the Dubai Virtual Assets Regulatory Authority

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CZ AMA: Empowering BNB Holders with New Rights

BNB Community Axel Bitblaze: "Why not empower BNB holders with more rights? For example, in the field of education? They could be given more authority in the education sector, and holders could also support projects on the BNB Chain. Even if people are given only a small amount of power, they will be happy."

CZ believes this is a good idea and he proposed two points:

  1. In the future, BNB holders will have the right to vote. CZ did not specify the voting matters.

  2. Holders can participate in Binance Labs investments.

CZ also mentioned that both have potential regulatory risks, but they are still exploring more applications.

Another Stablecoin Partnership Besides FDUSD on the Way

When discussing stablecoin issues, CZ mentioned that Binance recently launched and offered a new stablecoin, First Digital USD FDUSD, with zero transaction fees.

In addition, Binance is about to announce a new stablecoin partner, but CZ did not disclose details. He emphasized that Binance is supporting a strategy of stablecoin diversification due to the lack of communication with Paxos, the issuer of the previous BUSD.

USDT Operates Like a Black Box and Algorithmic Stability is in Progress

Community DeFi Made Here: "Users still have concerns about USDT, while decentralized stablecoin projects and algorithmic stability are continuing to develop. Is Binance planning to launch its own on-chain stablecoin project to avoid concerns about BUSD, TUSD, etc.?"

CZ expressed that this question is thought-provoking as each stablecoin has its own issues:

  • UST: Poor design, execution, and maintenance

  • Paxos BUSD: Prohibited from issuance by New York regulatory authorities

  • USDT: CZ stated that he has never seen any audit reports and it operates like a black box

CZ believes:

Binance should not bet all chips on any single stablecoin but should maintain as many stablecoin trading pairs on the platform as possible to diversify risks. Additionally, Binance has a team working on small-scale algorithmic stability projects and is preparing to expand the pilot program.

He emphasized that transparency is crucial for stablecoin projects, and users should be aware of risks for hedging, which is the most important aspect.

Binance Souvenirs Given Away, Not Sold

The community humorously suggested that creators and KOLs always receive souvenirs like T-shirts, so is it possible to sell related merchandise on the Binance App in the future?

CZ mentioned that if these souvenirs were to be sold, their value would decrease. He prefers these souvenirs to be somewhat hard to obtain, so whenever someone makes a similar suggestion, he always declines.